How it works
Delivers an all in one wallet solution based on following possible infrastructure options:
- Wallet
- TSM SP
- TSM MNO / E2E
- Wallet Manager
- WoT and IoT
- Certified secure HCE solution
- MasterPass
- BAX eComerce
DU Solution
The DailyUse Solution (also called DU Solution) is based on four levels: TSM SP, TSM MNO / E2E, most likely HCE, Mobile Wallet and Wallet Manager. The solution provides the end users to enable their smartphones for payments (replace the plastic card) and a lot of other useful possibilities.
The TSM SP is built on a global platform which means that DU is able to connect most kind of mobile financial solutions into the DU Solution. The TSM SP solution takes care of the security between the point of sale and the credit card issuers system, and is certified by VISA and MasterCard.
The DU Employee Card Solution is integrated with the DU Solution and reduces the running costs for our customer’s admission systems. In addition the solution increases both flexibility and the general security level. For those who travel frequently, it is possible to integrate your current travel expense solution into the DU Solution. This makes it possible to print your travel expenses once arriving back at home. In addition all transactions also may be added directly into a travel expense solution. Budgeting is also implemented in the DU solution and the end users will have the opportunity to separate between private and business budgets. Frequent Flyer is an easy to use solution, which may enable end users to have all their preferred choices listed in one single app. The Hotel Express solution makes it easy to check in and out of hotels and includes a possibility to grant access to hotel rooms without addressing the hotel reception when arriving. The hotel invoice can be imported as a file into the DU wallet, when checking out.
The wallet
It's all about connecting mobility and security
The DU Mobile Wallet is integrated with the DU Solution and gives both the card issuers and the end users several opportunities to select the content of the wallet. The DU Mobile Wallet is based on an idea of taking care of most of the common objects that you need to bring along when leaving home, in other words “everything” you need on daily use basis. The solution is highly secured and the end users only need a passcode or a fingerprint to get access to the wallet.
The DU Mobile Wallet gives the end users the opportunity to separate between private and business credit cards transactions. Transactions performed by using the DU Wallet will be replicated into the DU «WEB application» and can be securely accessed by common used WEB browsers.
Payments
Infostretch press release
DailyUse Leverages Infostretch to Develop Contactless Mobile Payment Platform
Infostretch’s platform-as-a-service solution shortens product development cycle and enables rapid time to market for DU Mobile Wallet
SANTA CLARA, California – July 19, 2016 – Enterprise mobility solution provider Infostretch announced that it has provided software development services that enabled DailyUse to quickly deliver a secure, contactless mobile payment platform to credit card issuers worldwide. DailyUse offers user-friendly payment and wallet solutions for smartphones, offering a complete technology solution plus expert installation in concert with its banking and telecom partners.
The DailyUse (DU) Mobile Wallet delivers on the promise of digitally storing everything a consumer needs on a daily basis when they are away from home. DailyUse engaged Infostretch to help address a number of requirements critical to fulfilling this promise in a flexible, secure mobile payment platform that meets the needs of banks, credit card issuers and retailers, as well as appealing to consumers.
The Infostretch engagement included a comprehensive development roadmap compatible with Android and Windows platforms, while supporting various global Trusted Service Manager (TSM) platform specifications for integration with banks worldwide and iOS combined with BLE.
A key consideration in the project was the need to connect the DailyUse technology infrastructure to an array of constituents and systems in the payment ecosystem, such as network operators, credit card issuers, retail point-of-sale systems and smartphone users. Infostretch incorporated a Proxy Agent Interface to manage both secure elements in the mobile network as well as secure elements embedded in today’s smartphone, allowing consumers to securely access the Mobile Wallet at point-of-sale with only a passcode or fingerprint.
The mobile payment platform developed by Infostretch enabled DailyUse to shorten their product development cycle, affording significant advantage in the fast-growing contactless payment market, which is predicted to reach nearly $100 billion worldwide by 2018.
“With the help of Infostretch, we were able to deliver the DU Mobile Wallet payment platform to market a full year earlier than originally projected,” said Eivind Benum, Chief Technology Officer for DailyUse. “Development of a single, secure, cloud-based payment platform enables the DailyUse solution to be easily integrated with existing payment systems, providing banks and retailers the opportunity to tailor payment solutions for value-added services.”
“Following an agile platform enablement approach, our team of dedicated experts provided DailyUse with a fast and flexible development roadmap to support Android and Windows Platforms as well as TSM protocols,” said Rutesh Shah, Chief Executive Officer and Co-Founder of Infostretch. “The extension of robust enterprise access control security systems embedded in a mobile platform makes it possible for the DailyUse contactless payment platform to accelerate mobility and consumer freedom without sacrificing security.”
The DU Mobile Wallet all-in-one platform is available to banks, mobile operators and retailers worldwide as a white-label solution that they can brand for secure, near field communication (NFC) contactless payments supporting all preferred payment methods.
About DailyUse
DailyUse provides customers with user-friendly payment and wallet solutions based on NFC technology for smartphones. Together with its partners in telecom and banking, the company delivers the complete technology solution and expert installation needed to enable secure, private-label and white-label NFC and BLE contactless payments for credit card issuers, retailers and consumers worldwide. Visit www.dailyuse.no to learn more.
About Infostretch Corporation
Infostretch provides solutions and services that help enterprises rapidly launch new mobility and IoT initiatives faster, with less risk and greater success. The company provides the tools and expertise necessary for developing, testing and integrating future-ready, omni-channel technologies and connecting them with the enterprise systems that make them work. Infostretch is an expert in Continuous Integration (CI) and Continuous Development methodologies and tools and helps businesses in their transition from Quality Assurance (QA) to Quality Engineering (QE). For more information on how solutions and services from Infostretch accelerate enterprise mobility and the Internet of Things (IoT), visit www.Infostretch.com.
DailyUse AS
Founded in 2013
DailyUse AS (DU) was founded in 2013 by Eivind Benum and partners
with the purpose of providing TSM SP services to its customers.
• Capitalized by new investors in 2014.
• Will become the future holding and funding company.
DailyUse Technology AS
Founded in 2009
DailyUse Technology AS (DUT) (former SmartPay Norge AS) was founded in 2009 with the purpose of developing a mobile wallet solution.
• DUT is Eivind Benum’s initial company, now 100% acquired by DailyUse AS.
• DUT will become our future Sales and Service Company.
The DailyUse companies are leading companies within the scope of contactless wallet solutions based on NFC technology. We will provide our customers with user-friendly wallet solutions for smartphones. Together with our partner’s unmatched experience from Telecom and Banking, we will provide very a secure installation and management of NFC applications for mobile devices. DailyUse delivers the total infrastructure needed to initiate contactless payments for credit card issuers, including security systems and wallets for end users, worldwide.
Oberthur Technologies
OT is a world leader in digital security solutions for the mobile space.
Ot has always been the heart of mobility, from first smart cards to latest contactless payment technologies which equip millions of smartphones. Present in the payment services, telecom and identity and transport & access control. OT employs over 6,000 employees worldwide,including close to 700 in R&D. With more than 50 sales offices across 5 continents and 1 manufacturing hub for each region, OT`s international network serves clients in 140 countries. For more information, please visit www.oberthur.com
Infostretch
We enable mobile for enterprises
InfoStretch is a leading mobile application enablement company with a focus on development, testing, sustenance and monitoring. Infostretch mobile solutions are powered by home-grown technology products and frameworks. Infostretch has been providing expert mobile solutions and services since 2004 to various enterprises to help them mobilize, monetize and thrive. "
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Visa
VISA are the leading payments system in Europe, constantly working at the forefront of technology to introduce new, easier, and more secure payment options. We are a European membership organisation incorporated in the UK, partnering with Visa Inc., but operating as an entirely separate organisation.
We provide the brand, systems, services, and rules that help make electronic payments between millions of European consumers, businesses, and governments happen. While we do this, the banks and other service provider members who are members of Visa Europe issue payment cards, sign up retailers, and decide cardholder and retailer fees.
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Mastercard
Bankaxept
BankAxept is the national payment system in Norway.
BankAxept is the national payment system in Norway. Nine out of ten card payments in Norway carried out with a BankAxept card. BankAxept can be used in physical trading and payment approved in real time using the chip and the cardholder's personal code. It carried always checks against the bank that issued the card, inter alia to check if it is used properly code and whether there are sufficient funds in the cardholder's account. Most BankAxept issued as debit cards, ie the purchase amount is deducted immediately from the cardholder's account.
BankAxept has since genesis in the early 1990s has been owned and managed by Finance Norway. To meet the challenges from new entrants and new payment was BankAxept AS established in April 2014. BankAxept AS shall on a commercial basis to develop new payment solutions in emerging channels. This includes, inter alia, development of contactless payment cards and mobile web payment solutions and immediately payments. BankAxept AS owned by banks that issue BankAxept cards and that acquirers of BankAxept payments.
DIBS
Payments made easy
• All-in-one agreement including acquiring servic
• We handle the credit- and fraud risk so you can focus on your business
• Accept card and invoice payments in days
• Flexible payout periods
• Our payment window and payment management tool are responsive
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- • All-in-one agreement including acquiring service
- • We handle the credit- and fraud risk so you can focus on your business
- • Accept card and invoice payments in days
- • Flexible payout periods
- • Our payment window and payment management tool are responsive
DailyUse AS Vegsundstranda 56 6020 Ålesund Telephone +47 47 47 13 40 Email contact@dailyuse.no